LUM

Our Cards

Three cards, one wallet.

Virtual or physical, for every type of crypto spender. All work with Apple Pay and Google Pay.

Lumo Lite

Virtual

Lite

Freeto issue

Free to issue. Start spending crypto instantly.

  • Card typeVirtual
  • Issuance feeFree
  • Monthly fee$0
  • Spending limit$10,000 / mo
  • Top-up fee2%
  • FX conversion fee1.5%
  • ATM withdrawalsFree up to $400/mo
  • CashbackNone
  • Apple Pay
  • KYC requiredYes
  • Validity2 years
Get Lite card
Lumo Black

Virtual

Black

$15one-time issuance

1% crypto cashback. Lower fees. Higher limits.

  • Card typeVirtual
  • Issuance fee$15
  • Monthly fee$9.99
  • Spending limit$50,000 / mo
  • Top-up fee1%
  • FX conversion fee0.5%
  • ATM withdrawalsFree up to $1,000/mo
  • Cashback1% in crypto
  • Apple Pay
  • KYC requiredYes
  • Validity3 years
Get Black card
Lumo Platinum

Physical · Metal

Platinum

$49one-time issuance

Stainless steel card. 3% cashback. Zero FX fees.

  • Card typePhysical (Metal)
  • Issuance fee$49
  • Monthly fee$19.99
  • Spending limitUnlimited
  • Top-up fee0.5%
  • FX conversion fee0%
  • ATM withdrawalsUnlimited free
  • Cashback3% in crypto
  • Apple Pay
  • KYC requiredYes
  • Validity3 years
Get Platinum card